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Your Action Items
A prioritized checklist built from what you've actually entered across every tool on this site — deadlines, elections, and forms worth putting on your radar. Not a substitute for professional advice, just a way to keep track of what to bring up. If you've just changed something on another page, reload this one to pick up the update.
FBAR / FATCA threshold tracker
A running total of your Canadian financial accounts (RRSP, TFSA, FHSA, RESP, and
non-registered CAD) against the FBAR and FATCA reporting thresholds — built from the balances you've
entered on the CoastFIRE Calculator, converted to USD at your saved exchange rate.
Canadian financial accounts, combined
—
FBAR threshold
$10,000
Your FATCA threshold (year-end test)
—
—
This uses your current balances as a stand-in — FBAR
actually looks at the highest balance at any point in the year, and Form 8938 has two independent
thresholds, either of which triggers filing: the lower one shown above (value on the last day of the
year) and a higher one for the highest balance at any point during the year — $75,000/$150,000
(single/MFJ) if you live in the US, or $300,000/$600,000 abroad. This tracker checks against the lower
threshold so a balance between the two doesn't read as a false "you're fine." Worth rechecking near
year-end if you're anywhere close.
❓ Glossary & how this list is built
- FBAR
- A FinCEN report (not a tax form) that US persons must file if the combined balance of their non-US financial accounts exceeded $10,000 at any point in the year.
- FATCA
- Foreign Account Tax Compliance Act — requires foreign banks to report US-person account holders to the IRS, and requires those account holders to file Form 8938 above a threshold that depends on filing status and where you live. Two independent tests, either one of which triggers filing: value on the last day of the year over $50,000 (single) / $100,000 (MFJ) if you live in the US, or $200,000 / $400,000 abroad; or the highest value at any point in the year over $75,000 / $150,000 in the US, or $300,000 / $600,000 abroad.
- Exit tax (US)
- The US's own departure tax (IRC Section 877A) for certain long-term Green Card holders or citizens who expatriate — can deem worldwide assets sold on the way out.
How is this list built? Every item here is triggered by something you've actually entered on another tool page — a non-zero balance, a benefit amount, a citizenship or Green Card answer. Nothing is guessed or assumed; the "See" links jump straight to the tool that produced each item.
Figures current as of 2026
- 2026 — CPP, OAS & Social Security maximums, HSA contribution limits, the capital gains inclusion rate, and moving-back thresholds are all updated for 2026.
- Jan 2025 — Social Security Fairness Act repeal of WEP/GPO reflected in the Benefit Timing amounts.
- Last independently verified: August 2026 — CPP/OAS/SS figures, RRSP withholding rates, and the 2026 US tax brackets checked directly against CRA, IRS, and SSA publications.